Hey guys! I’ve had to do more adulting this week trying to sort out my new car! This shit is tiring!
I know I’m 30, but I’ve never had to buy a car before and this has probably been more stressful than buying my house! I know, I’m a poster child for #firstworldproblems at the minute 🤣.
I’ve been really lucky when it’s come to cars, my first car was a Peugeot 206 and I was given it by my parents when I was learning to drive and it was my aunt’s old car.
I hated this car and couldn’t wait to give her back. You would put your window wipers on and the lights would turn off and other weird things like that!
My second car was Claire the Clio, who was very kindly gifted to me by my ex’s mum as she was upgrading and didn’t know what to do with her.
Sadly, Claire died in McDonald’s car park, I went in for work and when I came out at the end of my shift, she wouldn’t start.
Next up is Rosie. She is a fantastic Fiesta ST. Going from Claire who was a 1.2 to Rosie’s 2.0 litre engine was great! I obviously paid for Rosie but my brother was the one that picked her as I had no idea what I was looking for in a car.
I’m not a girl racer by any stretch of the imagination but it has been great if there’s been a knob I’m a Corsa trying to race me and I can take off or even just getting out at roundabouts was made easier.
The downside to Rosie is she’s expensive! Expensive fuel, road tax, repair bills, insurance. It all adds up and now I’m effectively doubling up my mileage weekly by coming home for the dog, she’s just too much to keep running.
So I decided I would look for a new car. Ideally I would love a Hyundai i30 after I had one as a courtesy car but my other criteria – built in this decade, 5 doors, petrol – definitely ruled it out!
I also didn’t want to spend, the best part of a 10 grand on a new car! That’s more than the deposit for my house and I just couldn’t justify it! I also didn’t want to blow our wedding budget on new wheels.
I saw a car I liked on Fife Hyundai’s website and went in for a test drive. A little Hyundai i20, not the sportiest car in the world but I wasn’t looking for that this time.
I was wanting something cheaper to run and 5 doors to make it easier to get the dog in the back! This was also a bit cheaper and although I decided to get finance, it’s less than £100 a month for 3 years (or I can pay it off early and it doesn’t cost me anything extra). It also comes with a year warranty and had low mileage so I don’t need to worry too much about repairs.
Test drive was fine, seemed like a nice little car so I asked for it to be reserved. That was all ok.
So I went back in the next week to get a trade in price for my car and to sign the paperwork. I got enough for Rosie to make trading her in worth while, signed on the dotted line and paid my deposit.
Every thing seems to have went a bit pear-shaped from there really!
My expectation was that the finance guy would call me to arrange the finance. He would bring the car and I would give him mine.
I don’t know if I just picked up Damien the salesman wrong or what but I really did think it would be that easy! I was wrong!
The finance guy called me and for some reason the digital signature thing wasn’t working so he was going to come round for me to sign the paperwork but he was off on a holiday so that couldn’t be done until the following week.
The week where I start early obviously! So I had to ask work to change my shift so he could get to me in the morning.
Bear in mind, my purpose in getting the car was for things to be cheaper so I’ve already by this point spent a further £170 in fuel getting to and from my work.
I also found out that he wouldn’t be bringing the car so I had to wait until my day off before I could pick the car up.
I’ve also noticed a credit search has been done (I obviously was expecting that since I’m getting credit) without being asked for permission to do that. I work in finance, customers need to be told this sort of stuff and I can’t find anywhere on my original paperwork that I consented to that.
So on Tuesday morning I’m ready for the finance guy to turn up. Literally as soon as everything was signed I had to rush out the door to get to work and…he phones me to say he was stuck in traffic and running late.
I get that wasn’t his fault he was stuck but I had tried to explain to him the importance of getting to me early that day. So I had to say to him if he didn’t turn up in 15 minutes I had to leave.
I even explained about how difficult it can be to find my house and gave him directions for when he came into town as the sat nav takes you to a completely different street for some reason!
He phones me again to say he’s here but he wasn’t, he was in that wrong street I mentioned! 🙄
Eventually he arrives, I sign the paperwork and race to my work.
This takes me to today. I was supposed to be picking the car up at 11.30 but I’ve been told that they MOT machine is broken and that’s been pushed back until 2pm.
Having spoken to a couple of my more car finance savvy friends, they all find the process a bit weird. They’ve never had a finance guy come to their house but because I have no idea what I’m doing I didn’t know this was particularly odd. I’m guessing it’s to do with the car place I’ve went with maybe? Who knows?
I went for my last wee jaunt in Rosie to the garage. We signed the last of the paperwork and I’ve handed over my keys 😢. He showed me the screenshot of me not owning her any more and I’ll get the paperwork through the door soon!
I got a quick tour around my new wheels and was given both my keys (having had one key for so long, this is pretty exciting!). And that’s that!
On the drive home I’ve been wondering if it was a mistake to get such a slowpoke car! Just need to keep reminding myself of the reasons why I’ve chosen it I guess! I’m sure I’ll get used to it soon!
Murph was very confused when I was able to let him out the back, that’s for sure! And I have electric folding windows, and windows in the back! This is going to be a whole new experience for me!
Would I buy from a dealership again? Probably as I have no idea what I’m doing and I like the idea of the security of the warranties they come with but I’m hoping it’s not something I need to do for a fair while!
I also know that I can go back to Damien to ask any questions. He was really helpful throughout and really liked dealing with him.
I know there is much more to worry about and I’ve been so lucky with my past cars. I’m really grateful to everyone that has helped me out with my cars in the past.
As you can tell, I’m very big on naming my car’s so I need help naming her! Let me know what you think her new name should be and what you call your car in the comments ⤵️.
As always, thanks so much for reading my ramble, I’m sorry if I sound like an absolute spoiled brat. I’ll speak to you soon!